NEED-FAST-CASH.COM

Privacy Policy

Last Updated January 27, 2011
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need-fast-cash.com understands that you value your privacy and the right to control how your personal information is collected and used. In this policy we describe what information is collected, where your information is sent and how we secure your information during the process. We also provide you with an email and telephone number to remove your personal information from our databases. This Website is intended for users who are located in the United States of America. The Privacy Policy shall be interpreted under the laws of the United States.

1. PROTECTING THE PRIVACY OF OUR CUSTOMER INFORMATION

1.1. Secured Transmissions. When the credit card or bank account information is submitted to us or when we transmit this information to a participating lender, it is encrypted and is protected with SSL encryption software.

1.2. Secured Storage. All information collected is stored in a technically and physically secure environment. Access to this information is strictly limited, and not accessible to the public. All of our users' information is restricted in our offices. Only employees who need the information to perform a specific job are granted access to personal information. Our employees are dedicated to ensuring the security and privacy of all user information, to the extent reasonably possible. Employees who do not adhere to our firm policies are subject to disciplinary action. In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your personal information.

1.3. Your Obligations. You also have a significant role in protecting your information. Do not share your login information with others. If you use this site you are responsible for maintaining the confidentiality of your account, password, and restricting access to your computer. You agree to accept responsibility for all activities that occur under your account and password.

2. INFORMATION WE COLLECT ABOUT YOU

2.1 User Direct Information. When you fill out a form on our website, we collect your name, email address, mailing address, social security number, credit card information, bank account information and telephone or cell phone number (collectively referred to as "Personal Information").

2.2. Technology Information. We use cookie and web beacon technology from you to understand your transaction and experience on our website.

   (a) Cookies. "Cookies" are a feature in your browser software. If enabled, we may write cookies that may store small amounts of data on your computer about your visit to any of the pages of this Site. This assists us in tracking which of our features appeal the most to you and what content you may have viewed on past visits. When you visit this site again, cookies can enable us to customize our content according to your preferences. Your browser preferences can be modified to accept or reject all cookies, or request a notification when a cookie is set. You may read more about cookies at http://cookiecentral.com.

   (b) Web Beacons. A web beacon is a programming code that can be used to display an image on a web page, but can also be used to transfer your unique user identification to a database and associate you with previously acquired information about an individual in a database. This allows us to track certain websites you visit. Web beacons are used to track online behavioral habits for marketing purposes to determine products or services you may be interested in.

   (c) IP Addresses. We automatically track certain information based upon your behavior on the site. We may use this information to do internal research on our users' demographics, interests, and behavior to better understand, protect and serve you and our community.

   (d) Computer Profiles. We may also collect and accumulate other anonymous data which will help us understand and analyze the Internet experience of our visitors. For instance, we may accumulate visitor data relating to referring domain names, the type of browsers used, operating system software, screen resolutions, color capabilities, browser plug-ins, language settings, cookie preferences, search engine keywords and JavaScript enablement.

2.3. Wireless Addresses. If the e-mail address you provide to us is a wireless e-mail address, you understand that your wireless carrier's standard rates apply to these messages. You represent that you are the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges.

2.4. Short Message Service. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. In addition to any fee of which you are notified your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. SMS message services are provided on an AS IS basis. We will use the information we obtain in connection with our SMS Service in accordance with this Privacy Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies.

We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. We may also access the content of your account and wireless account with your carrier for the purpose of identifying and resolving technical problems and service-related complaints.

You may remove your information from our database at any time. If you remove your information from our database it will no longer be used by us for any purposes. You may remove your information by sending your request in writing via email to CLICK TO EMAIL. or by sending "STOP", "END", "QUIT" to the SMS text message you have received.

2.5. No Information Collected from Children. We will never knowingly collect any Personal Information about children under the age of 13. If we obtain actual knowledge that it has collected Personal Information about a child under the age of 13, that information will be immediately deleted from its database.

3. HOW WE USE YOUR PERSONAL INFORMATION

3.1. Services Requested. We use the information collected from you to provide the services you have requested. As such, we send your personal information to the participating lenders in our network. We may also use your information to resolve disputes, troubleshoot technical problems, and enforce our agreements with you. Our use of your information will be limited to what we reasonably believe is appropriate and necessary to carry on our business and to facilitate your request for the services and/or products on our Site.

3.2. Targeted Advertising. We may use your personal information to show you advertising for products and services in which you have expressed an interest. As such, we may target advertising to you by using email, direct mail, telephones, cell phones, and other means of communication to provide promotional offers.

3.3. Use of Technology Information. We may use Technology Information (1) to match your information to make and improve profiles of you, (2) to track your online browsing habits on the Internet, (3) to determine which areas of our website are most frequently visited. This information helps us to better understand the online habits of individuals so that we can target advertising and promotions to them.

3.4. Complying with Legal Process. We will use or disclose your Personal Information in response to subpoenas, court orders, warrants, or legal process, or to otherwise establish or exercise our legal rights or defend against legal claims or in the event you violate or breach an agreement with us or if we believe you will harm our, our owners, or our other customers property or rights. Finally, we will use or disclose your Personal Information if we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person.

4. PARTIES TO WHOM WE SHARE YOUR INFORMATION

4.1. Affiliates: We share your personal information with our affiliates, network lenders and/or assignees as necessary. You may not opt-out of this sharing of information if you apply through our Site.

4.2. Third Parties: Some of our services may be provided by third-party service providers and we reserve the right to share your non-public information with them. We share the information we collect from you with consumer reporting and related agencies. Finally, we may share information we collect from you with companies or organizations with whom we have a marketing or other agency relationship, generally to offer you our services or others goods or services in which we believe you may have an interest.

5. OPT-OUT RIGHTS

You may opt-out of receiving any communications from us, or our affiliates, by choosing not to submit your information to us. If you have submitted your information to us and wish to later opt-out you may do so by sending us an email at CLICK TO EMAIL.

6. CHANGES TO THIS PRIVACY POLICY

We reserve the right to change or remove portions of our Privacy Policy at any time without prior notification. Please check the website frequently to apprise yourself of any changes that may affect you. The posting of any changes will be the only notice that you will receive regarding any such amendments or changes in policy.

7. Your California Privacy Rights

California Civil Code Section 1798.83 permits California residents to request certain information regarding flexadvance' disclosure of personal information for their direct marketing purposes. To make such a request, please write to: General Counsel 427 N Tatnall St. Wilmington, DE 19801-2230. Within thirty days of receiving such a request, need-fast-cash.com will provide a list of the categories of personal information disclosed to third parties for third-party direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of these third parties. This request may be made no more than once per calendar year. flexadvance.com reserves its right not to respond to requests submitted other than to the address specified in this paragraph.

If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, you can contact us via e-mail sent to: CLICK TO EMAIL.